Full Retirement Age for Survivors If You Were Born In 1962 or Later (2024)

The earliest a widow or widower can start receiving Social Security survivors benefits based on age is age 60.

If you start receiving survivors benefits at age:

60, you will get 71.5 percent of the monthly benefit because you will be getting benefits for an additional 84 months.
62, you will get 79.6 percent of the monthly benefit because you will be getting benefits for an additional 60 months.
65, you will get 91.9 percent of the monthly benefit because you will be getting benefits for an additional 24 months.

If you're receiving widows, widowers, or divorced widows or widowers benefits, you can switch to your own retirement benefit as early as age 62.

Reminder: Your full retirement age for retirement benefits may not match your full retirement age for survivors benefits.

**How Your Social Security Survivors Benefit is Reduced**
If you start getting benefits at age ^1.	The survivors benefit you will receive is reduced to ^2.
60	71.5%
60 + 1 month	71.8
60 + 2 months	72.2
60 + 3 months	72.5
60 + 4 months	72.9
60 + 5 months	73.2
60 + 6 months	73.5
60 + 7 months	73.9
60 + 8 months	74.2
60 + 9 months	74.6
60 + 10 months	74.9
60 + 11 months	75.2
61	75.6
61 + 1 month	75.9
61 + 2 months	76.3
61 + 3 months	76.6
61 + 4 months	76.9
61 + 5 months	77.3
61 + 6 months	77.6
61 + 7 months	77.9
61 + 8 months	78.3
61 + 9 months	78.6
61 + 10 months	79.0
61 + 11 months	79.3
62	79.6
62 + 1 month	80.0
62 + 2 months	80.3
62 + 3 months	80.7
62 + 4 months	81.0
62 + 5 months	81.3
62 + 6 months	81.7
62 + 7 months	82.0
62 + 8 months	82.4
62 + 9 months	82.7
62 + 10 months	83.0
62 + 11 months	83.4
63	83.7
63 + 1 month	84.1
63 + 2 months	84.4
63 + 3 months	84.7
63 + 4 months	85.1
63 + 5 months	85.4
63 + 6 months	85.8
63 + 7 months	86.1
63 + 8 months	86.4
63 + 9 months	86.8
63 + 10 months	87.1
63 + 11 months	87.4
64	87.8
64 + 1 month	88.1
64 + 2 months	88.5
64 + 3 months	88.8
64 + 4 months	89.1
64 + 5 months	89.5
64 + 6 months	89.8
64 + 7 months	90.2
64 + 8 months	90.5
64 + 9 months	90.8
64 + 10 months	91.2
64 + 11 months	91.5
65	91.9
65 + 1 month	92.2
65 + 2 months	92.5
65 + 3 months	92.9
65 + 4 months	93.2
65 + 5 months	93.6
65 + 6 months	93.9
65 + 7 months	94.2
65 + 8 months	94.6
65 + 9 months	94.9
65 + 10 months	95.3
65 + 11 months	95.6
66	95.9
66 + 1 month	96.3
66 + 2 months	96.6
66 + 3 months	96.9
66 + 4 months	97.3
66 + 5 months	97.6
66 + 6 months	98.0
66 + 7 months	98.3
66 + 8 months	98.6
66 + 9 months	99.0
66 + 10 months	99.3
66 + 11 months	99.7
67 ^2.	100
If your birthday is on the 1^st of the month, we figure your benefit as if your birthday were in the previous month. If your spouse started receiving retirement benefits before their full retirement age, we cannot pay you the full retirement age benefit amount from their record. Generally, if the person that died was receiving reduced benefits, we base your survivors benefit on that amount.

Chart of survivors retirement benefits and reductions based on different years of birth.